Lending on Character, Not Credit Scores

Conventional banking hasn't worked for businesses owned by people of color. But a new network is designed to get money flowing fairly to BIPOC economies.
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In the early months of 2020, as the COVID-19 pandemic began to put enormous pressure on the economy, Rodney Foxworth saw a parallel crisis emerging among businesses led by people of color. They needed capital and couldn’t get it.

“Obviously this was a pre-standing issue prior to the COVID-19 pandemic,” says Foxworth, the CEO of Common Future, a small-business support network based in Oakland, California.



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